Anju Bhargava is a Strategic Business Transformation and Risk Management senior professional and management consultant with over two decades of experience consulting/working for major companies globally. She has provided thought leadership in the public and private sectors, published papers and received many awards.  Her distinctive research based approach leverages best practices from many spheres – education, government, civic, faith based, and corporate. Her pioneering initiatives include an internationally cited study on loan loss published by RMA Journal and recognized by OCC; a target marketing effort “Capitalizing Diversity in the Changing Financial Markets”; Chakravyuhu (labyrinth) education program to mentor corporate women.  A change catalyst pioneer and social entrepreneur, she now volunteers with the Livingston Township, Interfaith Clergy Association and diverse residents to build healthy communities with cross-cultural inclusion. A Vedantic teacher/ordained pujarin, she strives to combine philosophy and practice from a contemporary view. She is the only Hindu woman to to lead the opening invocation prayer at Livington's Memorial Day Service and the NJ State Assembly on May 20,2010, observing Asian American month. She started the first professional networking forum in New York, South Asian in Corporate America. She was the only Indian-American to serve in the Community Builder Fellowship, President Clinton’s White House initiative. She is a member of President Obama’s Inaugural Council on Faith Based and Neighborhood Partnerships, founder of Hindu American Seva Charities,  President of Asian Indian Women in America, and Trustee of Council for a Parliament of the World’s Religions.